Cyber Insurance in Vermont

In today’s connected world, every Vermont business—no matter its size or industry—is exposed to digital risks. At Lonergan & Thomas, we help you prepare for the unexpected with flexible Cyber Insurance coverage designed to safeguard your data, finances, and reputation. Whether you’re a small retailer or a growing tech firm, our tailored approach ensures you have the protection you need to move forward confidently in an evolving digital landscape.

What Is Cyber Insurance and Why Does It Matter?

Cyber Insurance provides financial and operational protection against cyberattacks, data breaches, and other technology-related losses. When hackers, ransomware, or system failures strike, your business could face major expenses—from data recovery and legal fees to lost income and customer notifications.

That’s where Cyber Insurance steps in. A strong policy may include coverage for first-party losses (like business interruption or data restoration) and third-party liabilities (such as lawsuits or regulatory fines).

At Lonergan & Thomas, we believe Cyber Insurance isn’t just about recovering from a crisis—it’s about building resilience. We help you understand your risk exposure, select coverage that fits your business model, and implement best practices that reduce the likelihood of a breach in the first place.

How Can Vermont Businesses Benefit from Cyber Insurance?

From Burlington to Brattleboro, Vermont businesses rely on technology every day—processing online payments, storing customer data, and communicating through digital platforms. Unfortunately, these same systems can also expose companies to cyber risks.

Cyber Insurance can help Vermont business owners stay protected when incidents occur. For example, policies may include assistance with breach response teams, forensic investigations, data recovery, and even PR support to restore your reputation.

At Lonergan & Thomas, we understand Vermont’s business community and its unique mix of small enterprises, local nonprofits, and specialized industries. Our team works with local and national insurers to create coverage options that balance affordability and comprehensive protection, so you can focus on your work—not your worries.

What Types of Risks Does Cyber Insurance Help Cover?

Cyber Insurance can protect against a wide range of threats that many business owners never see coming. Depending on your policy, coverage may include:

• Data breaches and hacking incidents
• Ransomware and cyber extortion
• Network or system outages
• Data loss due to human error or software failure
• Privacy and regulatory violations
• Business interruption and lost revenue

In addition to these direct losses, your Cyber Insurance plan may also cover legal defense costs, settlements, or fines arising from data exposure. At Lonergan & Thomas, we help clarify what’s covered, identify potential gaps, and ensure you have the right mix of protection for your operations.

Why Choose Lonergan & Thomas for Your Vermont Cyber Insurance Needs?

At Lonergan & Thomas, we combine deep local knowledge with extensive insurance expertise. As a Vermont-based agency, we’ve built lasting relationships with regional businesses and understand the challenges they face in today’s digital-first economy.

Our team takes a consultative approach—getting to know your business, assessing your cyber vulnerabilities, and recommending solutions that make sense for your goals and budget. We don’t believe in one-size-fits-all insurance. Instead, we offer flexible coverage options, clear explanations, and ongoing support, so you always know where you stand.

Whether you’re updating your coverage or exploring Cyber Insurance for the first time, we’re here to make the process straightforward and stress-free.